Praetura Commercial Finance
There are two golden threads running throughout our business; our commitment to a relationship-driven approach and our ability to structure and deliver multi-product, multi-asset facilities, combining invoice discounting, stock, plant & machinery, property and cash flow lending. With our people, proposition and process and strong key business introducer relationships, we look forward to building on an established platform, enabling more SMEs to gain the transformational funding they need to fully realise their potential.
You will have a single point of contact and access to our senior team. And since our board makes all credit decisions in-house, you will benefit from a responsive service at all times.
We deliver our promises every step of the way, providing dependable and innovative working capital solutions and debt structures that will enable you to drive your ambitions.
Relationships are at the core of everything we do. We will take the time to listen to your requirements and understand your business before structuring the optimal solution.
Key client facts
Meet our Management Team
Praetura Commercial Finance is a trusted independent finance partner with an entrepreneurial approach. Our senior team has a proven track record with over 80 years combined asset based lending experience. We have real empathy with our clients and know what it takes to start and run a growing company. Importantly, we also understand how to structure and deliver transactions that will maximise the level of funding available to your business. The board of directors and senior management team comprise:
Lisa Wood
Founder & Managing Director
Stuart Bates
Founder & Commercial Director
Nicola Woodhams
Relationship Director & Shareholder
Chris Davison
Head of Finance
Dave Parker
Senior Client Manager
Paul Taylor
Client Executive
Gary Davison
Chairman & Shareholder
Peadar O’Reilly
Non-Executive Director & Shareholder
Danny Summers
Non-Executive Director & Shareholder
Working capital, acquisition and growth finance to SMEs with £5m + turnover
CONFIDENTIAL INVOICE DISCOUNTING
(Core Facility) Up to 90% advance of eligible debts
STOCK REVOLVERS
80% - 100% of Net Orderly Liquidation Value (NOLV) 90 day realisation
PLANT & MACHINERY TERM LOANS
Up to 85% ex situ 120 day valuation 2-5 years amortising
PROPERTY TERM LOANS
Up to 75% of 180 day valuation 3-10 years amortising
CASH FLOW TERM LOANS
Cash Flow Term Loans (12 to 36 months amortising loan multiples) subject to EBITDA
“As business owners themselves, Praetura Commercial Finance were very commercial and made immediate decisions to get the deal over the line within a very tight timeframe. The ABL facility and cash flow loan has given us the extra headroom we needed to get the business off to a flying start.”
“We had worked with the team at Praetura Commercial Finance a number of years ago therefore they were on our radar when we were looking to change funders. They were very positive throughout the process and we know from previous experience that we can rely on them to think outside the box.”
“What sets Praetura Commercial Finance apart from the banks is that you never feel that you are just a number. Right from our initial conversation, their team looked to understand our business and build a positive relationship."
“Partnering with Praetura Commercial Finance in this transaction has been an absolute breeze. They are highly commercial and most importantly we can always speak to decision-makers directly without any unnecessary layers of bureaucracy.”
Keep In Touch
Tel: 0161 302 6310
PRAETURA COMMERCIAL FINANCE LIMITED
Ground Floor, Giant's Basin
Potato Wharf
Manchester M3 4NB